Call reports 2012
HAVANA NATIONAL BANK, THE — 2012
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 195,583,000 | 196,125,000 | 200,282,000 | 208,482,000 |
| Total loans | 117,766,000 | 123,432,000 | 127,210,000 | 122,828,000 |
| Allowance for loan losses | 1,209,000 | 1,250,000 | 1,276,000 | 1,274,000 |
| Securities available for sale | 53,065,000 | 51,427,000 | 49,994,000 | 55,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,368,000 | 171,259,000 | 174,583,000 | 182,409,000 |
| Interest-bearing deposits | 152,762,000 | 156,540,000 | 153,823,000 | 156,450,000 |
| Noninterest-bearing deposits | 18,606,000 | 14,719,000 | 20,760,000 | 25,959,000 |
| Equity capital | 16,913,000 | 17,356,000 | 18,151,000 | 18,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,861,000 | 5,875,000 | 7,843,000 |
| Interest expense | 450,000 | 874,000 | 1,281,000 | 1,654,000 |
| Net interest income | 1,421,000 | 2,987,000 | 4,594,000 | 6,189,000 |
| Noninterest income | 238,000 | 477,000 | 763,000 | 1,187,000 |
| Noninterest expense | 1,055,000 | 2,105,000 | 3,134,000 | 4,402,000 |
| Provision for loan losses | 0 | 18,000 | 48,000 | 48,000 |
| Pretax income | 604,000 | 1,341,000 | 2,175,000 | 2,926,000 |
| Income tax | 152,000 | 361,000 | 610,000 | 826,000 |
| Net income | 452,000 | 980,000 | 1,565,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,037,000 | 15,299,000 | 15,943,000 | 16,527,000 |
| Total capital | 16,246,000 | 16,549,000 | 17,219,000 | 17,801,000 |
| Risk-weighted assets | 127,885,000 | 132,074,000 | 136,305,000 | 132,630,000 |