Call reports 2011
HAVANA NATIONAL BANK, THE — 2011
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 179,635,000 | 180,298,000 | 183,312,000 | 190,517,000 |
| Total loans | 110,798,000 | 115,159,000 | 122,049,000 | 114,609,000 |
| Allowance for loan losses | 1,104,000 | 1,152,000 | 1,216,000 | 1,216,000 |
| Securities available for sale | 49,160,000 | 48,725,000 | 46,145,000 | 48,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,820,000 | 155,659,000 | 156,367,000 | 165,767,000 |
| Interest-bearing deposits | 138,849,000 | 142,280,000 | 137,691,000 | 141,841,000 |
| Noninterest-bearing deposits | 15,971,000 | 13,379,000 | 18,676,000 | 23,926,000 |
| Equity capital | 14,877,000 | 15,537,000 | 16,442,000 | 16,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,905,000 | 3,877,000 | 5,906,000 | 7,865,000 |
| Interest expense | 583,000 | 1,160,000 | 1,699,000 | 2,181,000 |
| Net interest income | 1,322,000 | 2,717,000 | 4,207,000 | 5,684,000 |
| Noninterest income | 263,000 | 546,000 | 841,000 | 1,153,000 |
| Noninterest expense | 1,025,000 | 2,032,000 | 3,058,000 | 4,175,000 |
| Provision for loan losses | 50,000 | 96,000 | 125,000 | 125,000 |
| Pretax income | 511,000 | 1,136,000 | 1,866,000 | 2,538,000 |
| Income tax | 110,000 | 266,000 | 464,000 | 651,000 |
| Net income | 401,000 | 870,000 | 1,402,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,540,000 | 13,763,000 | 14,333,000 | 14,877,000 |
| Total capital | 14,644,000 | 14,915,000 | 15,549,000 | 16,093,000 |
| Risk-weighted assets | 120,833,000 | 125,210,000 | 131,379,000 | 124,241,000 |