Call reports 2010
HAVANA NATIONAL BANK, THE — 2010
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,648,000 | 167,584,000 | 171,654,000 | 172,099,000 |
| Total loans | 99,603,000 | 101,437,000 | 107,641,000 | 105,802,000 |
| Allowance for loan losses | 1,004,000 | 1,010,000 | 1,072,000 | 1,054,000 |
| Securities available for sale | 46,137,000 | 47,007,000 | 46,726,000 | 45,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,708,000 | 142,858,000 | 145,971,000 | 146,852,000 |
| Interest-bearing deposits | 126,260,000 | 130,376,000 | 130,596,000 | 129,348,000 |
| Noninterest-bearing deposits | 14,448,000 | 12,482,000 | 15,375,000 | 17,504,000 |
| Equity capital | 14,426,000 | 14,747,000 | 15,132,000 | 14,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,736,000 | 5,674,000 | 7,583,000 |
| Interest expense | 650,000 | 1,296,000 | 1,935,000 | 2,561,000 |
| Net interest income | 1,199,000 | 2,440,000 | 3,739,000 | 5,022,000 |
| Noninterest income | 281,000 | 571,000 | 407,000 | 738,000 |
| Noninterest expense | 1,004,000 | 1,980,000 | 3,051,000 | 4,056,000 |
| Provision for loan losses | 0 | 13,000 | 86,000 | 325,000 |
| Pretax income | 476,000 | 1,018,000 | 1,009,000 | 1,379,000 |
| Income tax | 101,000 | 222,000 | 126,000 | 176,000 |
| Net income | 375,000 | 796,000 | 883,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,714,000 | 12,873,000 | 13,018,000 | 13,397,000 |
| Total capital | 13,718,000 | 13,883,000 | 14,090,000 | 14,451,000 |
| Risk-weighted assets | 109,820,000 | 111,619,000 | 117,380,000 | 115,308,000 |