Call reports 2009
HAVANA NATIONAL BANK, THE — 2009
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 157,913,000 | 158,187,000 | 158,367,000 | 163,444,000 |
| Total loans | 96,818,000 | 98,593,000 | 100,142,000 | 100,221,000 |
| Allowance for loan losses | 991,000 | 1,002,000 | 998,000 | 999,000 |
| Securities available for sale | 41,656,000 | 41,957,000 | 43,126,000 | 41,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,316,000 | 134,286,000 | 132,097,000 | 139,502,000 |
| Interest-bearing deposits | 119,222,000 | 120,850,000 | 119,263,000 | 120,782,000 |
| Noninterest-bearing deposits | 15,094,000 | 13,436,000 | 12,834,000 | 18,720,000 |
| Equity capital | 13,961,000 | 13,869,000 | 14,579,000 | 14,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,912,000 | 3,834,000 | 5,765,000 | 7,668,000 |
| Interest expense | 819,000 | 1,563,000 | 2,264,000 | 2,954,000 |
| Net interest income | 1,093,000 | 2,271,000 | 3,501,000 | 4,714,000 |
| Noninterest income | 260,000 | 547,000 | 868,000 | 1,358,000 |
| Noninterest expense | 1,007,000 | 2,150,000 | 3,212,000 | 4,273,000 |
| Provision for loan losses | 49,000 | 63,000 | 485,000 | 537,000 |
| Pretax income | 360,000 | 721,000 | 808,000 | 1,302,000 |
| Income tax | 62,000 | 124,000 | 76,000 | 201,000 |
| Net income | 298,000 | 597,000 | 732,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,363,000 | 12,358,000 | 12,449,000 | 12,596,000 |
| Total capital | 13,354,000 | 13,360,000 | 13,447,000 | 13,595,000 |
| Risk-weighted assets | 106,895,000 | 108,253,000 | 109,919,000 | 110,570,000 |