Call reports 2008
HAVANA NATIONAL BANK, THE — 2008
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 149,209,000 | 149,221,000 | 150,283,000 | 156,510,000 |
| Total loans | 92,173,000 | 95,726,000 | 99,098,000 | 97,694,000 |
| Allowance for loan losses | 968,000 | 1,001,000 | 1,039,000 | 1,000,000 |
| Securities available for sale | 37,338,000 | 36,614,000 | 36,272,000 | 39,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,791,000 | 125,420,000 | 125,437,000 | 132,298,000 |
| Interest-bearing deposits | 107,778,000 | 112,722,000 | 112,015,000 | 115,871,000 |
| Noninterest-bearing deposits | 15,013,000 | 12,698,000 | 13,422,000 | 16,427,000 |
| Equity capital | 14,204,000 | 13,591,000 | 13,790,000 | 14,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,074,000 | 6,086,000 | 8,063,000 |
| Interest expense | 1,017,000 | 2,005,000 | 2,953,000 | 3,858,000 |
| Net interest income | 1,053,000 | 2,069,000 | 3,133,000 | 4,205,000 |
| Noninterest income | 276,000 | 592,000 | 909,000 | 1,402,000 |
| Noninterest expense | 938,000 | 1,907,000 | 2,879,000 | 3,945,000 |
| Provision for loan losses | 0 | 32,000 | 65,000 | 1,059,000 |
| Pretax income | 390,000 | 721,000 | 1,105,000 | 614,000 |
| Income tax | 84,000 | 141,000 | 214,000 | -54,000 |
| Net income | 306,000 | 580,000 | 891,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,234,000 | 12,240,000 | 12,590,000 | 12,399,000 |
| Total capital | 13,202,000 | 13,241,000 | 13,629,000 | 13,399,000 |
| Risk-weighted assets | 100,961,000 | 104,560,000 | 107,529,000 | 106,646,000 |