Call reports 2007
HAVANA NATIONAL BANK, THE — 2007
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 143,158,000 | 147,187,000 | 143,410,000 | 144,210,000 |
| Total loans | 93,735,000 | 94,342,000 | 94,672,000 | 93,384,000 |
| Allowance for loan losses | 1,045,000 | 1,038,000 | 958,000 | 970,000 |
| Securities available for sale | 32,377,000 | 31,631,000 | 29,676,000 | 31,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,826,000 | 120,024,000 | 116,245,000 | 117,922,000 |
| Interest-bearing deposits | 102,468,000 | 104,220,000 | 101,126,000 | 101,043,000 |
| Noninterest-bearing deposits | 12,358,000 | 15,804,000 | 15,119,000 | 16,879,000 |
| Equity capital | 13,721,000 | 13,096,000 | 13,585,000 | 14,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,121,000 | 4,217,000 | 6,368,000 | 8,463,000 |
| Interest expense | 1,084,000 | 2,153,000 | 3,217,000 | 4,248,000 |
| Net interest income | 1,037,000 | 2,064,000 | 3,151,000 | 4,215,000 |
| Noninterest income | 270,000 | 564,000 | 861,000 | 1,275,000 |
| Noninterest expense | 944,000 | 1,904,000 | 2,857,000 | 3,875,000 |
| Provision for loan losses | 0 | 0 | 36,000 | 56,000 |
| Pretax income | 337,000 | 695,000 | 1,090,000 | 1,519,000 |
| Income tax | 72,000 | 147,000 | 241,000 | 342,000 |
| Net income | 265,000 | 548,000 | 849,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,921,000 | 11,561,000 | 11,866,000 | 12,258,000 |
| Total capital | 12,966,000 | 12,599,000 | 12,824,000 | 13,228,000 |
| Risk-weighted assets | 98,190,000 | 100,607,000 | 100,131,000 | 99,445,000 |