Call reports 2006
HAVANA NATIONAL BANK, THE — 2006
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 136,529,000 | 141,709,000 | 141,332,000 | 147,980,000 |
| Total loans | 91,054,000 | 94,014,000 | 95,167,000 | 93,415,000 |
| Allowance for loan losses | 1,020,000 | 1,030,000 | 1,055,000 | 1,044,000 |
| Securities available for sale | 29,663,000 | 28,571,000 | 28,563,000 | 30,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,736,000 | 109,163,000 | 107,894,000 | 115,863,000 |
| Interest-bearing deposits | 95,263,000 | 98,319,000 | 97,183,000 | 101,771,000 |
| Noninterest-bearing deposits | 10,473,000 | 10,844,000 | 10,711,000 | 14,092,000 |
| Equity capital | 13,297,000 | 12,899,000 | 13,609,000 | 13,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,773,000 | 5,838,000 | 7,933,000 |
| Interest expense | 825,000 | 1,726,000 | 2,739,000 | 3,833,000 |
| Net interest income | 1,014,000 | 2,047,000 | 3,099,000 | 4,100,000 |
| Noninterest income | 220,000 | 439,000 | 806,000 | 1,181,000 |
| Noninterest expense | 873,000 | 1,794,000 | 2,702,000 | 3,772,000 |
| Provision for loan losses | 68,000 | 136,000 | 151,000 | 151,000 |
| Pretax income | 260,000 | 523,000 | 1,019,000 | 1,323,000 |
| Income tax | 46,000 | 95,000 | 196,000 | 262,000 |
| Net income | 214,000 | 428,000 | 823,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,285,000 | 11,191,000 | 11,627,000 | 11,597,000 |
| Total capital | 12,305,000 | 12,221,000 | 12,682,000 | 12,641,000 |
| Risk-weighted assets | 94,114,000 | 97,928,000 | 98,732,000 | 98,495,000 |