Call reports 2025
RIVERWIND BANK — 2025
What RIVERWIND BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 146,859,000 | 147,209,000 | 166,739,000 | 168,372,000 |
| Total loans | 97,546,000 | 100,097,000 | 103,888,000 | 104,272,000 |
| Allowance for loan losses | 1,259,000 | 1,234,000 | 1,270,000 | 1,310,000 |
| Securities available for sale | 33,078,000 | 32,709,000 | 33,776,000 | 33,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,562,000 | 134,854,000 | 153,100,000 | 154,202,000 |
| Interest-bearing deposits | 101,701,000 | 107,510,000 | 124,936,000 | 121,689,000 |
| Noninterest-bearing deposits | 32,861,000 | 27,344,000 | 28,164,000 | 32,513,000 |
| Equity capital | 8,207,000 | 8,376,000 | 9,514,000 | 10,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,064,000 | 6,253,000 | 8,601,000 |
| Interest expense | 768,000 | 1,512,000 | 2,388,000 | 3,295,000 |
| Net interest income | 1,247,000 | 2,552,000 | 3,865,000 | 5,306,000 |
| Noninterest income | 152,000 | 312,000 | 470,000 | 638,000 |
| Noninterest expense | 1,104,000 | 2,252,000 | 3,410,000 | 4,564,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 69,000 |
| Pretax income | 285,000 | 592,000 | 895,000 | 1,311,000 |
| Income tax | 60,000 | 131,000 | 203,000 | 223,000 |
| Net income | 225,000 | 461,000 | 692,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,219,000 | 14,454,000 | 14,660,000 | 14,896,000 |