Call reports 2024
RIVERWIND BANK — 2024
What RIVERWIND BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 143,777,000 | 145,857,000 | 141,435,000 | 146,879,000 |
| Total loans | 86,002,000 | 89,197,000 | 91,889,000 | 93,868,000 |
| Allowance for loan losses | 1,151,000 | 1,174,000 | 1,185,000 | 1,247,000 |
| Securities available for sale | 36,511,000 | 36,002,000 | 36,008,000 | 34,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,287,000 | 131,292,000 | 125,577,000 | 130,187,000 |
| Interest-bearing deposits | 96,922,000 | 98,334,000 | 93,835,000 | 98,836,000 |
| Noninterest-bearing deposits | 29,365,000 | 32,958,000 | 31,742,000 | 31,351,000 |
| Equity capital | 7,718,000 | 7,703,000 | 8,837,000 | 7,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,612,000 | 5,525,000 | 7,465,000 |
| Interest expense | 703,000 | 1,453,000 | 2,180,000 | 2,919,000 |
| Net interest income | 999,000 | 2,159,000 | 3,345,000 | 4,546,000 |
| Noninterest income | 217,000 | 355,000 | 540,000 | 712,000 |
| Noninterest expense | 988,000 | 2,011,000 | 3,117,000 | 4,241,000 |
| Provision for loan losses | 0 | 20,000 | 30,000 | 90,000 |
| Pretax income | 228,000 | 483,000 | 743,000 | 932,000 |
| Income tax | 31,000 | 129,000 | 191,000 | 176,000 |
| Net income | 197,000 | 354,000 | 552,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,578,000 | 13,734,000 | 13,932,000 | 13,993,000 |