Call reports 2023
RIVERWIND BANK — 2023
What RIVERWIND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 137,246,000 | 137,406,000 | 131,982,000 | 131,881,000 |
| Total loans | 78,980,000 | 81,419,000 | 83,566,000 | 84,404,000 |
| Allowance for loan losses | 1,198,000 | 1,200,000 | 1,122,000 | 1,148,000 |
| Securities available for sale | 35,832,000 | 34,965,000 | 32,771,000 | 35,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,244,000 | 126,628,000 | 122,363,000 | 120,235,000 |
| Interest-bearing deposits | 91,191,000 | 92,859,000 | 91,080,000 | 90,991,000 |
| Noninterest-bearing deposits | 32,053,000 | 33,769,000 | 31,283,000 | 29,244,000 |
| Equity capital | 7,657,000 | 7,347,000 | 6,112,000 | 8,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,917,000 | 4,493,000 | 6,113,000 |
| Interest expense | 402,000 | 920,000 | 1,485,000 | 2,117,000 |
| Net interest income | 1,018,000 | 1,997,000 | 3,008,000 | 3,996,000 |
| Noninterest income | 125,000 | 253,000 | 379,000 | 519,000 |
| Noninterest expense | 965,000 | 1,916,000 | 2,887,000 | 4,039,000 |
| Provision for loan losses | -35,000 | -35,000 | -35,000 | 15,000 |
| Pretax income | 178,000 | 334,000 | 500,000 | 426,000 |
| Income tax | 31,000 | 62,000 | 87,000 | 16,000 |
| Net income | 147,000 | 272,000 | 413,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,247,000 | 13,373,000 | 13,514,000 | 13,430,000 |