Call reports 2022
RIVERWIND BANK — 2022
What RIVERWIND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 129,921,000 | 129,300,000 | 132,459,000 | 136,866,000 |
| Total loans | 76,603,000 | 75,841,000 | 78,227,000 | 78,399,000 |
| Allowance for loan losses | 858,000 | 1,162,000 | 1,186,000 | 1,238,000 |
| Securities available for sale | 33,486,000 | 35,196,000 | 34,256,000 | 35,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,515,000 | 116,095,000 | 120,193,000 | 123,534,000 |
| Interest-bearing deposits | 79,801,000 | 83,251,000 | 87,696,000 | 91,730,000 |
| Noninterest-bearing deposits | 34,715,000 | 32,844,000 | 32,496,000 | 31,804,000 |
| Equity capital | 9,124,000 | 7,000,000 | 5,863,000 | 7,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,203,000 | 3,426,000 | 4,748,000 |
| Interest expense | 68,000 | 155,000 | 320,000 | 640,000 |
| Net interest income | 978,000 | 2,048,000 | 3,106,000 | 4,108,000 |
| Noninterest income | 109,000 | 637,000 | 909,000 | 1,060,000 |
| Noninterest expense | 821,000 | 1,787,000 | 2,826,000 | 3,815,000 |
| Provision for loan losses | 0 | 308,000 | 328,000 | 378,000 |
| Pretax income | 266,000 | 590,000 | 861,000 | 975,000 |
| Income tax | 57,000 | 173,000 | 228,000 | 159,000 |
| Net income | 209,000 | 417,000 | 633,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,614,000 | 12,822,000 | 13,037,000 | 13,101,000 |