Call reports 2021
RIVERWIND BANK — 2021
What RIVERWIND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 130,632,000 | 122,638,000 | 128,685,000 | 129,013,000 |
| Total loans | 70,806,000 | 74,037,000 | 75,928,000 | 74,723,000 |
| Allowance for loan losses | 804,000 | 814,000 | 854,000 | 851,000 |
| Securities available for sale | 31,980,000 | 37,134,000 | 33,570,000 | 38,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,525,000 | 104,857,000 | 110,585,000 | 110,739,000 |
| Interest-bearing deposits | 82,914,000 | 77,138,000 | 80,393,000 | 80,463,000 |
| Noninterest-bearing deposits | 30,612,000 | 27,719,000 | 30,192,000 | 30,277,000 |
| Equity capital | 11,146,000 | 11,777,000 | 12,023,000 | 12,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 2,008,000 | 3,048,000 | 4,165,000 |
| Interest expense | 148,000 | 259,000 | 357,000 | 439,000 |
| Net interest income | 822,000 | 1,749,000 | 2,691,000 | 3,726,000 |
| Noninterest income | 88,000 | 191,000 | 288,000 | 393,000 |
| Noninterest expense | 730,000 | 1,498,000 | 2,298,000 | 3,186,000 |
| Provision for loan losses | 0 | 1,000 | 23,000 | 24,000 |
| Pretax income | 180,000 | 441,000 | 674,000 | 925,000 |
| Income tax | 25,000 | 61,000 | 122,000 | 137,000 |
| Net income | 155,000 | 380,000 | 552,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,852,000 | 12,076,000 | 12,250,000 | 12,405,000 |