Call reports 2018
RIVERWIND BANK — 2018
What RIVERWIND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 99,875,000 | 101,170,000 | 102,074,000 | 103,920,000 |
| Total loans | 67,842,000 | 69,657,000 | 70,813,000 | 69,034,000 |
| Allowance for loan losses | 780,000 | 789,000 | 794,000 | 825,000 |
| Securities available for sale | 13,441,000 | 20,318,000 | 19,781,000 | 19,645,000 |
| Securities held to maturity | 3,609,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,680,000 | 88,784,000 | 89,091,000 | 91,104,000 |
| Interest-bearing deposits | 69,120,000 | 70,983,000 | 71,622,000 | 72,968,000 |
| Noninterest-bearing deposits | 18,560,000 | 17,801,000 | 17,469,000 | 18,136,000 |
| Equity capital | 9,663,000 | 9,825,000 | 9,822,000 | 10,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,131,000 | 3,278,000 | 4,472,000 |
| Interest expense | 125,000 | 254,000 | 429,000 | 625,000 |
| Net interest income | 924,000 | 1,877,000 | 2,849,000 | 3,847,000 |
| Noninterest income | 122,000 | 249,000 | 360,000 | 491,000 |
| Noninterest expense | 764,000 | 1,520,000 | 2,352,000 | 3,223,000 |
| Provision for loan losses | 57,000 | 153,000 | 153,000 | 238,000 |
| Pretax income | 225,000 | 453,000 | 703,000 | 876,000 |
| Income tax | 38,000 | 84,000 | 171,000 | 126,000 |
| Net income | 187,000 | 369,000 | 532,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,125,000 | 10,308,000 | 10,472,000 | 10,674,000 |
| Total capital | 10,905,000 | 11,097,000 | 11,266,000 | 11,499,000 |
| Risk-weighted assets | 71,048,000 | 72,308,000 | 74,599,000 | 72,756,000 |