Call reports 2017
RIVERWIND BANK — 2017
What RIVERWIND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 98,393,000 | 99,932,000 | 99,651,000 | 100,255,000 |
| Total loans | 65,079,000 | 66,754,000 | 69,881,000 | 68,419,000 |
| Allowance for loan losses | 627,000 | 745,000 | 749,000 | 719,000 |
| Securities available for sale | 16,739,000 | 14,749,000 | 14,455,000 | 14,057,000 |
| Securities held to maturity | 3,608,000 | 3,608,000 | 3,609,000 | 3,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,728,000 | 87,824,000 | 87,447,000 | 88,180,000 |
| Interest-bearing deposits | 69,983,000 | 71,017,000 | 72,395,000 | 71,747,000 |
| Noninterest-bearing deposits | 16,745,000 | 16,807,000 | 15,052,000 | 16,433,000 |
| Equity capital | 9,356,000 | 9,715,000 | 9,875,000 | 9,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 2,000,000 | 3,056,000 | 4,107,000 |
| Interest expense | 82,000 | 177,000 | 283,000 | 409,000 |
| Net interest income | 898,000 | 1,823,000 | 2,773,000 | 3,698,000 |
| Noninterest income | 116,000 | 426,000 | 549,000 | 696,000 |
| Noninterest expense | 783,000 | 1,536,000 | 2,350,000 | 3,113,000 |
| Provision for loan losses | 24,000 | 190,000 | 190,000 | 222,000 |
| Pretax income | 200,000 | 505,000 | 764,000 | 1,041,000 |
| Income tax | 48,000 | 165,000 | 247,000 | 519,000 |
| Net income | 152,000 | 340,000 | 517,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,656,000 | 9,843,000 | 10,021,000 | 9,939,000 |
| Total capital | 10,283,000 | 10,588,000 | 10,770,000 | 10,658,000 |
| Risk-weighted assets | 68,924,000 | 70,990,000 | 72,982,000 | 71,584,000 |