Call reports 2001
RIVERWIND BANK — 2001
What RIVERWIND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,070,000 | 43,441,000 | 42,834,000 | 47,089,000 |
| Total loans | 17,300,000 | 17,877,000 | 18,775,000 | 18,679,000 |
| Allowance for loan losses | 369,000 | 355,000 | 367,000 | 415,000 |
| Securities available for sale | 545,000 | 2,650,000 | 3,898,000 | 6,112,000 |
| Securities held to maturity | 13,734,000 | 11,005,000 | 9,926,000 | 9,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,117,000 | 37,410,000 | 36,664,000 | 41,198,000 |
| Interest-bearing deposits | 31,521,000 | 32,044,000 | 31,881,000 | 35,358,000 |
| Noninterest-bearing deposits | 5,596,000 | 5,366,000 | 4,783,000 | 5,840,000 |
| Equity capital | 5,581,000 | 5,662,000 | 5,801,000 | 5,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,375,000 | 2,004,000 | 2,636,000 |
| Interest expense | 360,000 | 727,000 | 1,079,000 | 1,397,000 |
| Net interest income | 356,000 | 648,000 | 925,000 | 1,239,000 |
| Noninterest income | 64,000 | 131,000 | 205,000 | 282,000 |
| Noninterest expense | 249,000 | 498,000 | 742,000 | 1,055,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 111,000 |
| Pretax income | 162,000 | 263,000 | 361,000 | 355,000 |
| Income tax | 36,000 | 50,000 | 61,000 | 35,000 |
| Net income | 126,000 | 213,000 | 300,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,581,000 | 5,662,000 | 5,736,000 | 5,495,000 |
| Total capital | 5,874,000 | 5,949,000 | 6,034,000 | 5,803,000 |
| Risk-weighted assets | 23,399,000 | 22,919,000 | 23,786,000 | 24,915,000 |