Call reports 2025
REDEMPTION BANK — 2025
What REDEMPTION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 65,704,000 | 80,995,000 | 72,481,000 | 72,204,000 |
| Total loans | 38,685,000 | 42,174,000 | 48,896,000 | 52,514,000 |
| Allowance for loan losses | 565,000 | 565,000 | 680,000 | 740,000 |
| Securities available for sale | 457,000 | 358,000 | 3,001,000 | 3,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,582,000 | 66,304,000 | 57,614,000 | 57,530,000 |
| Interest-bearing deposits | 37,183,000 | 51,123,000 | 40,123,000 | 40,361,000 |
| Noninterest-bearing deposits | 16,399,000 | 15,181,000 | 17,491,000 | 17,169,000 |
| Equity capital | 11,332,000 | 14,283,000 | 14,442,000 | 14,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,211,000 | 3,515,000 | 4,825,000 |
| Interest expense | 308,000 | 615,000 | 948,000 | 1,237,000 |
| Net interest income | 751,000 | 1,596,000 | 2,567,000 | 3,588,000 |
| Noninterest income | 23,000 | 496,000 | 691,000 | 713,000 |
| Noninterest expense | 448,000 | 1,788,000 | 2,676,000 | 4,163,000 |
| Provision for loan losses | -50,000 | -50,000 | 62,000 | 121,000 |
| Pretax income | 376,000 | 354,000 | 520,000 | 17,000 |
| Income tax | 90,000 | 155,000 | 155,000 | -4,000 |
| Net income | 286,000 | 199,000 | 365,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,332,000 | 14,283,000 | 14,442,000 | 14,112,000 |