Call reports 2012
REDEMPTION BANK — 2012
What REDEMPTION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,175,000 | 44,946,000 | 49,285,000 | 51,465,000 |
| Total loans | 28,823,000 | 27,802,000 | 30,679,000 | 31,770,000 |
| Allowance for loan losses | 1,053,000 | 1,060,000 | 919,000 | 927,000 |
| Securities available for sale | 366,000 | 787,000 | 784,000 | 781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,327,000 | 38,922,000 | 43,085,000 | 45,300,000 |
| Interest-bearing deposits | 34,681,000 | 33,734,000 | 33,655,000 | 35,321,000 |
| Noninterest-bearing deposits | 4,645,000 | 5,188,000 | 9,430,000 | 9,980,000 |
| Equity capital | 5,326,000 | 5,440,000 | 5,564,000 | 5,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,192,000 | 1,796,000 | 2,572,000 |
| Interest expense | 89,000 | 167,000 | 243,000 | 316,000 |
| Net interest income | 441,000 | 1,025,000 | 1,553,000 | 2,256,000 |
| Noninterest income | -4,000 | -197,000 | -199,000 | -175,000 |
| Noninterest expense | 442,000 | 973,000 | 1,404,000 | 1,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | -145,000 | -50,000 | 134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | -145,000 | -50,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,319,000 | 5,433,000 | 5,558,000 | 5,544,000 |
| Total capital | 5,746,000 | 5,870,000 | 6,013,000 | 6,012,000 |
| Risk-weighted assets | 33,498,000 | 34,340,000 | 35,929,000 | 36,965,000 |