Call reports 2025
HOME SAVINGS BANK, FSB — 2025
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 27,982,000 | 27,782,000 | 26,598,000 | 26,685,000 |
| Total loans | 22,453,000 | 22,247,000 | 21,295,000 | 21,221,000 |
| Allowance for loan losses | 151,000 | 151,000 | 153,000 | 154,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,000 | 11,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,732,000 | 18,966,000 | 18,886,000 | 19,154,000 |
| Interest-bearing deposits | 18,432,000 | 18,585,000 | 18,458,000 | 18,856,000 |
| Noninterest-bearing deposits | 300,000 | 381,000 | 428,000 | 298,000 |
| Equity capital | 3,331,000 | 3,228,000 | 3,154,000 | 3,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 706,000 | 1,038,000 | 1,387,000 |
| Interest expense | 170,000 | 341,000 | 506,000 | 666,000 |
| Net interest income | 183,000 | 365,000 | 532,000 | 721,000 |
| Noninterest income | 9,000 | 19,000 | 28,000 | 30,000 |
| Noninterest expense | 229,000 | 524,000 | 772,000 | 1,036,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 3,000 |
| Pretax income | -37,000 | -140,000 | -214,000 | -288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -37,000 | -140,000 | -214,000 | -288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,046,000 | 2,943,000 | 2,869,000 | 2,796,000 |