Call reports 2024
HOME SAVINGS BANK, FSB — 2024
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 27,706,000 | 27,541,000 | 27,118,000 | 27,770,000 |
| Total loans | 21,064,000 | 21,486,000 | 21,966,000 | 22,238,000 |
| Allowance for loan losses | 150,000 | 151,000 | 151,000 | 151,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,000 | 13,000 | 12,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,989,000 | 18,171,000 | 18,329,000 | 18,366,000 |
| Interest-bearing deposits | 18,687,000 | 17,776,000 | 17,915,000 | 18,039,000 |
| Noninterest-bearing deposits | 302,000 | 395,000 | 414,000 | 327,000 |
| Equity capital | 3,443,000 | 3,409,000 | 3,389,000 | 3,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 768,000 | 1,121,000 | 1,474,000 |
| Interest expense | 180,000 | 351,000 | 537,000 | 712,000 |
| Net interest income | 237,000 | 417,000 | 584,000 | 762,000 |
| Noninterest income | 8,000 | 17,000 | 25,000 | 34,000 |
| Noninterest expense | 209,000 | 431,000 | 625,000 | 846,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 35,000 | 1,000 | -18,000 | -52,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 1,000 | -18,000 | -52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,170,000 | 3,136,000 | 3,116,000 | 3,095,000 |