Call reports 2023
HOME SAVINGS BANK, FSB — 2023
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 26,158,000 | 25,241,000 | 25,137,000 | 28,457,000 |
| Total loans | 17,259,000 | 16,895,000 | 17,946,000 | 20,336,000 |
| Allowance for loan losses | 149,000 | 149,000 | 149,000 | 149,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 51,000 | 19,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,196,000 | 17,102,000 | 16,579,000 | 19,062,000 |
| Interest-bearing deposits | 16,925,000 | 16,748,000 | 16,181,000 | 18,818,000 |
| Noninterest-bearing deposits | 271,000 | 354,000 | 398,000 | 244,000 |
| Equity capital | 3,414,000 | 3,450,000 | 3,426,000 | 3,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 585,000 | 885,000 | 1,233,000 |
| Interest expense | 81,000 | 176,000 | 282,000 | 445,000 |
| Net interest income | 194,000 | 409,000 | 603,000 | 788,000 |
| Noninterest income | 10,000 | 18,000 | -10,000 | -10,000 |
| Noninterest expense | 246,000 | 442,000 | 638,000 | 841,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 8,000 |
| Pretax income | -42,000 | -15,000 | -53,000 | -71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -42,000 | -15,000 | -53,000 | -71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,157,000 | 3,193,000 | 3,153,000 | 3,135,000 |