Call reports 2022
HOME SAVINGS BANK, FSB — 2022
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 27,053,000 | 26,643,000 | 27,616,000 | 25,674,000 |
| Total loans | 17,137,000 | 16,170,000 | 15,942,000 | 17,007,000 |
| Allowance for loan losses | 141,000 | 141,000 | 141,000 | 141,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 58,000 | 56,000 | 54,000 | 52,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,863,000 | 19,448,000 | 20,484,000 | 17,904,000 |
| Interest-bearing deposits | 19,490,000 | 19,031,000 | 20,100,000 | 17,636,000 |
| Noninterest-bearing deposits | 373,000 | 417,000 | 384,000 | 268,000 |
| Equity capital | 3,495,000 | 3,467,000 | 3,466,000 | 3,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 451,000 | 692,000 | 963,000 |
| Interest expense | 50,000 | 103,000 | 156,000 | 213,000 |
| Net interest income | 175,000 | 348,000 | 536,000 | 750,000 |
| Noninterest income | 10,000 | 23,000 | 32,000 | 47,000 |
| Noninterest expense | 230,000 | 444,000 | 657,000 | 889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -45,000 | -73,000 | -89,000 | -92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -45,000 | -73,000 | -89,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,255,000 | 3,227,000 | 3,209,000 | 3,207,000 |