Call reports 2021
HOME SAVINGS BANK, FSB — 2021
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 26,687,000 | 27,270,000 | 27,343,000 | 26,160,000 |
| Total loans | 16,920,000 | 17,039,000 | 16,603,000 | 17,272,000 |
| Allowance for loan losses | 141,000 | 141,000 | 141,000 | 141,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 358,000 | 238,000 | 234,000 | 158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,124,000 | 20,817,000 | 20,968,000 | 19,898,000 |
| Interest-bearing deposits | 19,830,000 | 20,386,000 | 20,396,000 | 19,539,000 |
| Noninterest-bearing deposits | 294,000 | 431,000 | 572,000 | 359,000 |
| Equity capital | 3,594,000 | 3,587,000 | 3,581,000 | 3,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 454,000 | 688,000 | 903,000 |
| Interest expense | 64,000 | 123,000 | 178,000 | 231,000 |
| Net interest income | 163,000 | 331,000 | 510,000 | 672,000 |
| Noninterest income | 20,000 | 32,000 | 54,000 | 70,000 |
| Noninterest expense | 208,000 | 395,000 | 602,000 | 821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -25,000 | -32,000 | -38,000 | -79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -25,000 | -32,000 | -38,000 | -79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,354,000 | 3,347,000 | 3,341,000 | 3,300,000 |