Call reports 2020
HOME SAVINGS BANK, FSB — 2020
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 26,255,000 | 26,617,000 | 26,548,000 | 25,990,000 |
| Total loans | 13,774,000 | 14,276,000 | 15,361,000 | 16,203,000 |
| Allowance for loan losses | 116,000 | 116,000 | 116,000 | 141,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 381,000 | 376,000 | 370,000 | 364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,542,000 | 20,013,000 | 20,026,000 | 19,486,000 |
| Interest-bearing deposits | 19,189,000 | 19,605,000 | 19,490,000 | 19,199,000 |
| Noninterest-bearing deposits | 353,000 | 408,000 | 536,000 | 287,000 |
| Equity capital | 3,671,000 | 3,606,000 | 3,552,000 | 3,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 431,000 | 640,000 | 865,000 |
| Interest expense | 84,000 | 164,000 | 241,000 | 314,000 |
| Net interest income | 139,000 | 267,000 | 399,000 | 551,000 |
| Noninterest income | 20,000 | 41,000 | 57,000 | 76,000 |
| Noninterest expense | 221,000 | 435,000 | 637,000 | 849,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | -62,000 | -127,000 | -181,000 | -247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -62,000 | -127,000 | -181,000 | -247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,565,000 | 3,500,000 | 3,446,000 | 3,375,000 |