Call reports 2019
HOME SAVINGS BANK, FSB — 2019
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 25,572,000 | 24,446,000 | 26,156,000 | 25,952,000 |
| Total loans | 12,937,000 | 12,548,000 | 12,804,000 | 13,264,000 |
| Allowance for loan losses | 116,000 | 116,000 | 116,000 | 116,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,170,000 | 4,161,000 | 3,454,000 | 1,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,567,000 | 19,565,000 | 19,313,000 | 19,144,000 |
| Interest-bearing deposits | 19,297,000 | 19,239,000 | 18,945,000 | 18,856,000 |
| Noninterest-bearing deposits | 270,000 | 326,000 | 368,000 | 288,000 |
| Equity capital | 3,863,000 | 3,838,000 | 3,790,000 | 3,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 486,000 | 704,000 | 934,000 |
| Interest expense | 77,000 | 157,000 | 239,000 | 325,000 |
| Net interest income | 168,000 | 329,000 | 465,000 | 609,000 |
| Noninterest income | 8,000 | 22,000 | 35,000 | 50,000 |
| Noninterest expense | 197,000 | 397,000 | 594,000 | 824,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -21,000 | -46,000 | -94,000 | -165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | -46,000 | -94,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,770,000 | 3,745,000 | 3,697,000 | 3,627,000 |
| Total capital | 3,886,000 | 3,861,000 | 3,813,000 | 3,743,000 |
| Risk-weighted assets | 10,319,000 | 9,931,000 | 9,931,000 | 10,484,000 |