Call reports 2018
HOME SAVINGS BANK, FSB — 2018
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 25,946,000 | 26,128,000 | 25,560,000 | 25,894,000 |
| Total loans | 13,230,000 | 12,916,000 | 13,210,000 | 12,939,000 |
| Allowance for loan losses | 116,000 | 116,000 | 116,000 | 116,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,867,000 | 4,854,000 | 4,269,000 | 4,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,938,000 | 20,170,000 | 19,516,000 | 19,380,000 |
| Interest-bearing deposits | 19,634,000 | 19,858,000 | 19,249,000 | 19,209,000 |
| Noninterest-bearing deposits | 304,000 | 312,000 | 267,000 | 171,000 |
| Equity capital | 3,910,000 | 3,907,000 | 3,901,000 | 3,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 470,000 | 707,000 | 952,000 |
| Interest expense | 55,000 | 114,000 | 178,000 | 250,000 |
| Net interest income | 177,000 | 356,000 | 529,000 | 702,000 |
| Noninterest income | 11,000 | 24,000 | 38,000 | 50,000 |
| Noninterest expense | 205,000 | 400,000 | 593,000 | 817,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -17,000 | -20,000 | -26,000 | -65,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | -20,000 | -26,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,762,000 | 3,759,000 | 3,827,000 | 3,788,000 |
| Total capital | 3,878,000 | 3,875,000 | 3,943,000 | 3,904,000 |
| Risk-weighted assets | 10,381,000 | 10,380,000 | 10,485,000 | 10,113,000 |