Call reports 2017
HOME SAVINGS BANK, FSB — 2017
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 26,425,000 | 25,912,000 | 25,180,000 | 25,098,000 |
| Total loans | 13,419,000 | 12,727,000 | 12,504,000 | 12,679,000 |
| Allowance for loan losses | 145,000 | 97,000 | 116,000 | 116,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,431,000 | 4,742,000 | 4,791,000 | 4,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,570,000 | 20,105,000 | 19,396,000 | 18,947,000 |
| Interest-bearing deposits | 20,311,000 | 19,815,000 | 19,009,000 | 18,739,000 |
| Noninterest-bearing deposits | 259,000 | 290,000 | 387,000 | 208,000 |
| Equity capital | 3,930,000 | 3,931,000 | 3,988,000 | 3,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 471,000 | 694,000 | 930,000 |
| Interest expense | 48,000 | 97,000 | 146,000 | 196,000 |
| Net interest income | 194,000 | 374,000 | 548,000 | 734,000 |
| Noninterest income | 17,000 | 28,000 | 45,000 | 56,000 |
| Noninterest expense | 211,000 | 397,000 | 592,000 | 803,000 |
| Provision for loan losses | 0 | 4,000 | 23,000 | 23,000 |
| Pretax income | 0 | 1,000 | -22,000 | -36,000 |
| Income tax | 0 | 0 | 0 | 47,000 |
| Net income | 0 | 1,000 | -22,000 | -83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,850,000 | 3,851,000 | 3,746,000 | 3,779,000 |
| Total capital | 3,982,000 | 3,948,000 | 3,862,000 | 3,895,000 |
| Risk-weighted assets | 10,473,000 | 10,983,000 | 9,727,000 | 10,046,000 |