Call reports 2016
HOME SAVINGS BANK, FSB — 2016
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 26,856,000 | 26,622,000 | 26,544,000 | 26,418,000 |
| Total loans | 14,183,000 | 13,553,000 | 13,970,000 | 13,794,000 |
| Allowance for loan losses | 341,000 | 268,000 | 268,000 | 268,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,258,000 | 4,563,000 | 4,465,000 | 4,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,345,000 | 21,146,000 | 21,029,000 | 20,501,000 |
| Interest-bearing deposits | 21,098,000 | 20,867,000 | 20,702,000 | 20,302,000 |
| Noninterest-bearing deposits | 247,000 | 279,000 | 327,000 | 199,000 |
| Equity capital | 3,958,000 | 3,971,000 | 3,957,000 | 3,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 503,000 | 743,000 | 1,004,000 |
| Interest expense | 51,000 | 103,000 | 154,000 | 203,000 |
| Net interest income | 194,000 | 400,000 | 589,000 | 801,000 |
| Noninterest income | 13,000 | 32,000 | 50,000 | 47,000 |
| Noninterest expense | 222,000 | 430,000 | 651,000 | 885,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | -215,000 | -198,000 | -212,000 | -237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -215,000 | -198,000 | -212,000 | -237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,866,000 | 3,891,000 | 3,877,000 | 3,852,000 |
| Total capital | 4,006,000 | 4,021,000 | 4,009,000 | 3,983,000 |
| Risk-weighted assets | 10,986,000 | 10,313,000 | 10,391,000 | 10,289,000 |