Call reports 2015
HOME SAVINGS BANK, FSB — 2015
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,788,000 | 27,238,000 | 27,234,000 | 26,990,000 |
| Total loans | 14,930,000 | 14,873,000 | 14,843,000 | 14,663,000 |
| Allowance for loan losses | 157,000 | 157,000 | 141,000 | 141,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,340,000 | 5,074,000 | 4,361,000 | 3,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,676,000 | 21,214,000 | 21,252,000 | 21,083,000 |
| Interest-bearing deposits | 20,442,000 | 20,928,000 | 20,849,000 | 20,914,000 |
| Noninterest-bearing deposits | 234,000 | 286,000 | 403,000 | 169,000 |
| Equity capital | 4,162,000 | 4,179,000 | 4,184,000 | 4,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 525,000 | 799,000 | 1,068,000 |
| Interest expense | 54,000 | 109,000 | 163,000 | 216,000 |
| Net interest income | 213,000 | 416,000 | 636,000 | 852,000 |
| Noninterest income | 22,000 | 49,000 | 52,000 | 64,000 |
| Noninterest expense | 232,000 | 445,000 | 669,000 | 908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 20,000 | 19,000 | 8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 20,000 | 19,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,122,000 | 4,155,000 | 4,092,000 | 4,127,000 |
| Total capital | 4,272,000 | 4,305,000 | 4,233,000 | 4,268,000 |
| Risk-weighted assets | 12,049,000 | 11,900,000 | 11,812,000 | 11,492,000 |