Call reports 2014
HOME SAVINGS BANK, FSB — 2014
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 28,001,000 | 27,580,000 | 27,863,000 | 27,384,000 |
| Total loans | 15,756,000 | 15,840,000 | 15,580,000 | 15,310,000 |
| Allowance for loan losses | 174,000 | 174,000 | 174,000 | 174,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,379,000 | 4,792,000 | 4,775,000 | 5,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,783,000 | 20,925,000 | 21,235,000 | 21,302,000 |
| Interest-bearing deposits | 21,555,000 | 20,665,000 | 20,951,000 | 21,138,000 |
| Noninterest-bearing deposits | 228,000 | 260,000 | 284,000 | 164,000 |
| Equity capital | 4,074,000 | 4,113,000 | 4,147,000 | 4,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 565,000 | 844,000 | 1,114,000 |
| Interest expense | 57,000 | 110,000 | 164,000 | 227,000 |
| Net interest income | 230,000 | 455,000 | 680,000 | 887,000 |
| Noninterest income | 16,000 | 41,000 | 57,000 | 90,000 |
| Noninterest expense | 240,000 | 451,000 | 658,000 | 886,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 45,000 | 79,000 | 91,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 45,000 | 79,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,074,000 | 4,113,000 | 4,147,000 | 4,159,000 |
| Total capital | 4,220,000 | 4,254,000 | 4,289,000 | 4,299,000 |
| Risk-weighted assets | 12,110,000 | 11,831,000 | 11,279,000 | 11,164,000 |