Call reports 2013
HOME SAVINGS BANK, FSB — 2013
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,463,000 | 29,626,000 | 28,900,000 | 28,171,000 |
| Total loans | 16,465,000 | 16,328,000 | 16,487,000 | 15,779,000 |
| Allowance for loan losses | 164,000 | 164,000 | 164,000 | 174,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,289,000 | 4,972,000 | 4,907,000 | 4,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,819,000 | 23,061,000 | 22,900,000 | 22,404,000 |
| Interest-bearing deposits | 22,588,000 | 22,757,000 | 22,556,000 | 22,258,000 |
| Noninterest-bearing deposits | 231,000 | 304,000 | 344,000 | 146,000 |
| Equity capital | 4,196,000 | 4,224,000 | 4,209,000 | 4,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 571,000 | 867,000 | 1,143,000 |
| Interest expense | 69,000 | 134,000 | 197,000 | 259,000 |
| Net interest income | 228,000 | 437,000 | 670,000 | 884,000 |
| Noninterest income | 14,000 | 46,000 | 51,000 | 65,000 |
| Noninterest expense | 240,000 | 452,000 | 705,000 | 926,000 |
| Provision for loan losses | 0 | 0 | 0 | 130,000 |
| Pretax income | 2,000 | 31,000 | 16,000 | -107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 31,000 | 16,000 | -107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,196,000 | 4,224,000 | 4,209,000 | 4,068,000 |
| Total capital | 4,354,000 | 4,369,000 | 4,354,000 | 4,210,000 |
| Risk-weighted assets | 11,855,000 | 11,730,000 | 11,256,000 | 11,378,000 |