Call reports 2012
HOME SAVINGS BANK, FSB — 2012
What HOME SAVINGS BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,147,000 | 31,329,000 | 30,762,000 | 30,055,000 |
| Total loans | 18,217,000 | 18,108,000 | 17,480,000 | 16,713,000 |
| Allowance for loan losses | 193,000 | 192,000 | 189,000 | 189,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,212,000 | 7,449,000 | 7,184,000 | 5,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,199,000 | 25,029,000 | 24,552,000 | 23,363,000 |
| Interest-bearing deposits | 25,079,000 | 24,910,000 | 24,461,000 | 23,258,000 |
| Noninterest-bearing deposits | 120,000 | 119,000 | 91,000 | 105,000 |
| Equity capital | 4,147,000 | 4,139,000 | 4,100,000 | 4,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 663,000 | 984,000 | 1,288,000 |
| Interest expense | 108,000 | 197,000 | 281,000 | 356,000 |
| Net interest income | 227,000 | 466,000 | 703,000 | 932,000 |
| Noninterest income | 22,000 | 46,000 | 62,000 | 84,000 |
| Noninterest expense | 284,000 | 524,000 | 791,000 | 1,032,000 |
| Provision for loan losses | 6,000 | 37,000 | 62,000 | 62,000 |
| Pretax income | -41,000 | -49,000 | -88,000 | -78,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -41,000 | -49,000 | -88,000 | -78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,147,000 | 4,139,000 | 4,100,000 | 4,193,000 |
| Total capital | 4,314,000 | 4,331,000 | 4,259,000 | 4,342,000 |
| Risk-weighted assets | 15,943,000 | 15,292,000 | 12,269,000 | 12,171,000 |