Call reports 2005
FIRST COMMUNITY BANK NATIONAL ASSOCIATION — 2005
What FIRST COMMUNITY BANK NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 128,148,000 | 125,055,000 |
| Total loans | 69,284,000 | 70,272,000 |
| Allowance for loan losses | 1,377,000 | 1,382,000 |
| Securities available for sale | 20,048,000 | 19,278,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 100,674,000 | 97,591,000 |
| Interest-bearing deposits | 93,796,000 | 91,738,000 |
| Noninterest-bearing deposits | 6,878,000 | 5,853,000 |
| Equity capital | 19,979,000 | 19,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 1,720,000 | 3,403,000 |
| Interest expense | 637,000 | 1,223,000 |
| Net interest income | 1,083,000 | 2,180,000 |
| Noninterest income | 352,000 | 786,000 |
| Noninterest expense | 996,000 | 2,094,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 409,000 | 812,000 |
| Income tax | 164,000 | 326,000 |
| Net income | 245,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 19,162,000 | 19,137,000 |
| Total capital | 20,172,000 | 20,113,000 |
| Risk-weighted assets | 80,461,000 | 77,657,000 |