Call reports 2004
FIRST COMMUNITY BANK NATIONAL ASSOCIATION — 2004
What FIRST COMMUNITY BANK NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 133,333,000 | 132,453,000 | 132,980,000 | 130,275,000 |
| Total loans | 71,887,000 | 71,843,000 | 71,474,000 | 71,187,000 |
| Allowance for loan losses | 1,312,000 | 1,305,000 | 1,320,000 | 1,342,000 |
| Securities available for sale | 24,232,000 | 22,572,000 | 22,078,000 | 21,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,221,000 | 105,629,000 | 105,141,000 | 102,959,000 |
| Interest-bearing deposits | 96,605,000 | 93,241,000 | 95,999,000 | 96,117,000 |
| Noninterest-bearing deposits | 9,616,000 | 12,388,000 | 9,142,000 | 6,842,000 |
| Equity capital | 19,702,000 | 19,643,000 | 19,968,000 | 19,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,454,000 | 5,152,000 | 6,834,000 |
| Interest expense | 666,000 | 1,330,000 | 2,024,000 | 2,692,000 |
| Net interest income | 1,041,000 | 2,124,000 | 3,128,000 | 4,142,000 |
| Noninterest income | 357,000 | 820,000 | 1,228,000 | 1,497,000 |
| Noninterest expense | 1,044,000 | 2,109,000 | 3,214,000 | 4,341,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 324,000 | 775,000 | 1,052,000 | 1,178,000 |
| Income tax | 125,000 | 283,000 | 422,000 | 472,000 |
| Net income | 199,000 | 492,000 | 630,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,474,000 | 18,763,000 | 18,880,000 | 18,892,000 |
| Total capital | 19,502,000 | 19,786,000 | 19,910,000 | 19,916,000 |
| Risk-weighted assets | 81,973,000 | 81,595,000 | 82,083,000 | 81,629,000 |