Call reports 2002
FIRST COMMUNITY BANK NATIONAL ASSOCIATION — 2002
What FIRST COMMUNITY BANK NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 165,933,000 | 157,151,000 | 154,744,000 | 149,453,000 |
| Total loans | 96,752,000 | 94,265,000 | 90,675,000 | 87,144,000 |
| Allowance for loan losses | 1,650,000 | 1,594,000 | 1,496,000 | 1,614,000 |
| Securities available for sale | 26,046,000 | 29,190,000 | 31,425,000 | 29,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,028,000 | 127,349,000 | 126,615,000 | 121,208,000 |
| Interest-bearing deposits | 129,289,000 | 118,811,000 | 118,655,000 | 113,517,000 |
| Noninterest-bearing deposits | 5,739,000 | 8,538,000 | 7,960,000 | 7,691,000 |
| Equity capital | 20,001,000 | 19,481,000 | 19,822,000 | 19,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,985,000 | 6,229,000 | 8,418,000 |
| Interest expense | 807,000 | 1,954,000 | 3,040,000 | 4,050,000 |
| Net interest income | 817,000 | 2,031,000 | 3,189,000 | 4,368,000 |
| Noninterest income | 133,000 | 449,000 | 692,000 | 1,010,000 |
| Noninterest expense | 848,000 | 2,096,000 | 3,224,000 | 4,340,000 |
| Provision for loan losses | 1,000 | 394,000 | 469,000 | 544,000 |
| Pretax income | 131,000 | 20,000 | 218,000 | 524,000 |
| Income tax | 42,000 | -9,000 | 76,000 | 185,000 |
| Net income | 89,000 | 29,000 | 142,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,005,000 | 18,510,000 | 19,010,000 | 19,039,000 |
| Total capital | 20,197,000 | 19,813,000 | 20,224,000 | 20,212,000 |
| Risk-weighted assets | 94,889,000 | 103,932,000 | 96,803,000 | 93,421,000 |