Call reports 2001
FIRST COMMUNITY BANK NATIONAL ASSOCIATION — 2001
What FIRST COMMUNITY BANK NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 176,869,000 | 176,031,000 | 174,621,000 | 165,258,000 |
| Total loans | 114,637,000 | 112,780,000 | 109,986,000 | 103,267,000 |
| Allowance for loan losses | 1,445,000 | 1,759,000 | 1,463,000 | 1,658,000 |
| Securities available for sale | 40,786,000 | 37,845,000 | 27,036,000 | 34,548,000 |
| Securities held to maturity | 581,000 | 581,000 | 581,000 | 580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,517,000 | 145,777,000 | 144,430,000 | 135,739,000 |
| Interest-bearing deposits | 142,402,000 | 139,692,000 | 138,046,000 | 127,742,000 |
| Noninterest-bearing deposits | 6,115,000 | 6,085,000 | 6,384,000 | 7,997,000 |
| Equity capital | 20,024,000 | 19,970,000 | 19,287,000 | 18,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,294,000 | 6,408,000 | 9,479,000 | 12,322,000 |
| Interest expense | 1,880,000 | 3,692,000 | 5,399,000 | 6,837,000 |
| Net interest income | 1,414,000 | 2,716,000 | 4,080,000 | 5,485,000 |
| Noninterest income | 237,000 | 485,000 | 738,000 | 1,009,000 |
| Noninterest expense | 1,341,000 | 2,609,000 | 3,801,000 | 5,204,000 |
| Provision for loan losses | -30,000 | 342,000 | 1,845,000 | 2,428,000 |
| Pretax income | 340,000 | 250,000 | -848,000 | -1,158,000 |
| Income tax | 108,000 | 80,000 | -291,000 | -370,000 |
| Net income | 232,000 | 170,000 | -557,000 | -788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,972,000 | 19,909,000 | 19,183,000 | 18,952,000 |
| Total capital | 21,333,000 | 21,248,000 | 20,499,000 | 20,194,000 |
| Risk-weighted assets | 108,877,000 | 107,125,000 | 105,170,000 | 98,886,000 |