Call reports 2021
RIVERVIEW BANK — 2021
What RIVERVIEW BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 1,373,945,000 | 1,214,064,000 | 1,241,968,000 |
| Total loans | 1,094,326,000 | 948,920,000 | 866,583,000 |
| Allowance for loan losses | 12,140,000 | 10,867,000 | 10,834,000 |
| Securities available for sale | 155,863,000 | 148,048,000 | 131,705,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,091,522,000 | 1,054,551,000 | 1,079,579,000 |
| Interest-bearing deposits | 883,567,000 | 860,622,000 | 877,017,000 |
| Noninterest-bearing deposits | 207,955,000 | 193,929,000 | 202,562,000 |
| Equity capital | 119,751,000 | 125,920,000 | 129,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 11,211,000 | 23,665,000 | 35,284,000 |
| Interest expense | 1,099,000 | 2,032,000 | 2,823,000 |
| Net interest income | 10,112,000 | 21,633,000 | 32,461,000 |
| Noninterest income | 2,331,000 | 5,999,000 | 8,073,000 |
| Noninterest expense | 8,440,000 | 17,964,000 | 26,584,000 |
| Provision for loan losses | 0 | -735,000 | -735,000 |
| Pretax income | 4,249,000 | 10,676,000 | 15,002,000 |
| Income tax | 792,000 | 2,040,000 | 2,850,000 |
| Net income | 3,457,000 | 8,636,000 | 12,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 118,560,000 | 123,876,000 | 127,526,000 |