Call reports 2020
RIVERVIEW BANK — 2020
What RIVERVIEW BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,117,165,000 | 1,346,661,000 | 1,356,727,000 | 1,357,283,000 |
| Total loans | 887,721,000 | 1,169,705,000 | 1,167,989,000 | 1,143,577,000 |
| Allowance for loan losses | 8,251,000 | 9,736,000 | 11,624,000 | 12,200,000 |
| Securities available for sale | 68,402,000 | 74,134,000 | 98,846,000 | 103,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 959,260,000 | 1,024,004,000 | 1,032,356,000 | 1,025,963,000 |
| Interest-bearing deposits | 809,870,000 | 849,586,000 | 853,146,000 | 841,860,000 |
| Noninterest-bearing deposits | 149,390,000 | 174,418,000 | 179,210,000 | 184,103,000 |
| Equity capital | 124,811,000 | 100,766,000 | 101,684,000 | 118,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,719,000 | 22,065,000 | 34,030,000 | 46,201,000 |
| Interest expense | 1,805,000 | 3,357,000 | 4,770,000 | 6,014,000 |
| Net interest income | 8,914,000 | 18,708,000 | 29,260,000 | 40,187,000 |
| Noninterest income | 2,132,000 | 4,131,000 | 6,240,000 | 7,895,000 |
| Noninterest expense | 9,207,000 | 43,140,000 | 53,026,000 | 62,576,000 |
| Provision for loan losses | 1,800,000 | 3,812,000 | 5,656,000 | 6,282,000 |
| Pretax income | 854,000 | -23,298,000 | -22,367,000 | -19,961,000 |
| Income tax | 91,000 | -51,000 | 51,000 | 466,000 |
| Net income | 763,000 | -23,247,000 | -22,418,000 | -20,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,599,000 | 96,637,000 | 97,631,000 | 114,967,000 |
| Total capital | 104,939,000 | 106,468,000 | 108,601,000 | 126,108,000 |
| Risk-weighted assets | 866,674,000 | 874,834,000 | 876,811,000 | 890,111,000 |