Call reports 2019
RIVERVIEW BANK — 2019
What RIVERVIEW BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,138,664,000 | 1,120,136,000 | 1,109,649,000 | 1,080,138,000 |
| Total loans | 878,765,000 | 889,475,000 | 883,842,000 | 852,190,000 |
| Allowance for loan losses | 6,486,000 | 7,002,000 | 7,097,000 | 7,516,000 |
| Securities available for sale | 100,684,000 | 100,254,000 | 106,637,000 | 91,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,416,000 | 980,104,000 | 969,914,000 | 941,202,000 |
| Interest-bearing deposits | 836,148,000 | 819,293,000 | 808,371,000 | 793,075,000 |
| Noninterest-bearing deposits | 165,268,000 | 160,811,000 | 161,543,000 | 148,127,000 |
| Equity capital | 119,986,000 | 122,223,000 | 123,781,000 | 124,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,984,000 | 24,903,000 | 38,343,000 | 49,645,000 |
| Interest expense | 2,073,000 | 4,172,000 | 6,200,000 | 8,086,000 |
| Net interest income | 9,911,000 | 20,731,000 | 32,143,000 | 41,559,000 |
| Noninterest income | 1,744,000 | 3,984,000 | 6,030,000 | 8,515,000 |
| Noninterest expense | 11,837,000 | 22,339,000 | 31,763,000 | 41,887,000 |
| Provision for loan losses | 583,000 | 1,201,000 | 2,250,000 | 2,406,000 |
| Pretax income | -807,000 | 1,133,000 | 4,065,000 | 5,759,000 |
| Income tax | -260,000 | 57,000 | 581,000 | 856,000 |
| Net income | -547,000 | 1,076,000 | 3,484,000 | 4,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,626,000 | 93,522,000 | 95,431,000 | 96,393,000 |
| Total capital | 99,185,000 | 100,597,000 | 102,601,000 | 103,998,000 |
| Risk-weighted assets | 866,871,000 | 885,435,000 | 869,626,000 | 839,356,000 |