Call reports 2018
RIVERVIEW BANK — 2018
What RIVERVIEW BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,171,314,000 | 1,151,911,000 | 1,157,110,000 | 1,137,637,000 |
| Total loans | 934,800,000 | 940,760,000 | 916,127,000 | 893,821,000 |
| Allowance for loan losses | 6,515,000 | 6,401,000 | 6,472,000 | 6,348,000 |
| Securities available for sale | 88,773,000 | 87,908,000 | 97,102,000 | 104,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,038,966,000 | 1,017,954,000 | 1,021,180,000 | 1,004,842,000 |
| Interest-bearing deposits | 881,594,000 | 847,490,000 | 858,379,000 | 842,019,000 |
| Noninterest-bearing deposits | 157,372,000 | 170,464,000 | 162,801,000 | 162,823,000 |
| Equity capital | 121,398,000 | 123,485,000 | 125,165,000 | 120,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,200,000 | 25,404,000 | 38,419,000 | 51,959,000 |
| Interest expense | 1,585,000 | 3,307,000 | 5,192,000 | 7,218,000 |
| Net interest income | 11,615,000 | 22,097,000 | 33,227,000 | 44,741,000 |
| Noninterest income | 1,916,000 | 4,413,000 | 6,451,000 | 8,777,000 |
| Noninterest expense | 9,529,000 | 18,950,000 | 28,161,000 | 38,803,000 |
| Provision for loan losses | 390,000 | 390,000 | 615,000 | 615,000 |
| Pretax income | 3,612,000 | 7,211,000 | 10,942,000 | 14,141,000 |
| Income tax | 661,000 | 1,320,000 | 2,007,000 | 2,561,000 |
| Net income | 2,951,000 | 5,891,000 | 8,935,000 | 11,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,505,000 | 95,399,000 | 98,025,000 | 93,580,000 |
| Total capital | 98,090,000 | 101,870,000 | 104,567,000 | 100,001,000 |
| Risk-weighted assets | 914,080,000 | 907,425,000 | 887,290,000 | 875,377,000 |