Call reports 2017
RIVERVIEW BANK — 2017
What RIVERVIEW BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 600,263,000 | 628,113,000 | 681,220,000 | 1,163,791,000 |
| Total loans | 465,003,000 | 505,786,000 | 560,706,000 | 956,225,000 |
| Allowance for loan losses | 4,329,000 | 4,834,000 | 5,404,000 | 6,306,000 |
| Securities available for sale | 72,741,000 | 67,852,000 | 56,873,000 | 93,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,010,000 | 524,314,000 | 575,397,000 | 1,026,906,000 |
| Interest-bearing deposits | 417,380,000 | 447,799,000 | 498,736,000 | 870,585,000 |
| Noninterest-bearing deposits | 79,630,000 | 76,515,000 | 76,661,000 | 156,321,000 |
| Equity capital | 62,551,000 | 63,557,000 | 63,277,000 | 119,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,057,000 | 10,797,000 | 17,239,000 | 29,649,000 |
| Interest expense | 565,000 | 1,307,000 | 2,241,000 | 3,740,000 |
| Net interest income | 4,492,000 | 9,490,000 | 14,998,000 | 25,909,000 |
| Noninterest income | 756,000 | 1,366,000 | 2,157,000 | 4,145,000 |
| Noninterest expense | 5,150,000 | 10,063,000 | 15,248,000 | 28,419,000 |
| Provision for loan losses | 605,000 | 1,124,000 | 1,734,000 | 2,734,000 |
| Pretax income | -508,000 | -268,000 | 279,000 | -1,010,000 |
| Income tax | 10,000 | 24,000 | 119,000 | 3,919,000 |
| Net income | -518,000 | -292,000 | 160,000 | -4,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,671,000 | 54,954,000 | 54,791,000 | 90,553,000 |
| Total capital | 59,069,000 | 59,855,000 | 60,261,000 | 96,926,000 |
| Risk-weighted assets | 465,694,000 | 511,152,000 | 560,657,000 | 929,331,000 |