Call reports 2014
RIVERVIEW BANK — 2014
What RIVERVIEW BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 434,090,000 | 439,929,000 | 434,664,000 | 436,057,000 |
| Total loans | 328,366,000 | 329,738,000 | 331,044,000 | 342,909,000 |
| Allowance for loan losses | 3,610,000 | 3,355,000 | 3,501,000 | 3,792,000 |
| Securities available for sale | 57,007,000 | 63,935,000 | 58,858,000 | 48,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,968,000 | 375,130,000 | 374,829,000 | 372,296,000 |
| Interest-bearing deposits | 324,673,000 | 324,743,000 | 322,627,000 | 318,641,000 |
| Noninterest-bearing deposits | 51,295,000 | 50,387,000 | 52,202,000 | 53,655,000 |
| Equity capital | 39,322,000 | 39,970,000 | 40,207,000 | 40,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,404,000 | 9,238,000 | 13,570,000 | 17,770,000 |
| Interest expense | 546,000 | 1,046,000 | 1,524,000 | 2,022,000 |
| Net interest income | 3,858,000 | 8,192,000 | 12,046,000 | 15,748,000 |
| Noninterest income | 824,000 | 1,152,000 | 1,727,000 | 2,316,000 |
| Noninterest expense | 3,330,000 | 7,204,000 | 10,763,000 | 14,452,000 |
| Provision for loan losses | 0 | 0 | 126,000 | 526,000 |
| Pretax income | 1,352,000 | 2,187,000 | 3,066,000 | 3,550,000 |
| Income tax | 311,000 | 577,000 | 771,000 | 727,000 |
| Net income | 1,041,000 | 1,610,000 | 2,295,000 | 2,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,751,000 | 33,243,000 | 33,858,000 | 34,096,000 |
| Total capital | 36,367,000 | 36,603,000 | 37,359,000 | 37,899,000 |
| Risk-weighted assets | 321,822,000 | 325,349,000 | 316,805,000 | 329,816,000 |