Call reports 2013
RIVERVIEW BANK — 2013
What RIVERVIEW BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 311,294,000 | 314,753,000 | 316,616,000 | 432,807,000 |
| Total loans | 239,470,000 | 241,023,000 | 246,930,000 | 323,582,000 |
| Allowance for loan losses | 3,745,000 | 3,773,000 | 3,556,000 | 3,663,000 |
| Securities available for sale | 34,412,000 | 32,680,000 | 31,376,000 | 57,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,752,000 | 278,714,000 | 280,696,000 | 385,547,000 |
| Interest-bearing deposits | 247,756,000 | 255,784,000 | 258,294,000 | 332,164,000 |
| Noninterest-bearing deposits | 24,996,000 | 22,930,000 | 22,402,000 | 53,383,000 |
| Equity capital | 28,640,000 | 28,594,000 | 28,517,000 | 37,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,394,000 | 9,663,000 | 13,607,000 |
| Interest expense | 679,000 | 1,271,000 | 1,802,000 | 2,336,000 |
| Net interest income | 2,524,000 | 5,123,000 | 7,861,000 | 11,271,000 |
| Noninterest income | 403,000 | 979,000 | 1,353,000 | 1,853,000 |
| Noninterest expense | 2,382,000 | 4,768,000 | 7,159,000 | 11,269,000 |
| Provision for loan losses | 0 | 0 | 47,000 | 640,000 |
| Pretax income | 664,000 | 1,453,000 | 2,127,000 | 1,332,000 |
| Income tax | 153,000 | 354,000 | 516,000 | -250,000 |
| Net income | 511,000 | 1,099,000 | 1,611,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,437,000 | 25,810,000 | 26,108,000 | 31,835,000 |
| Total capital | 28,336,000 | 28,797,000 | 29,141,000 | 35,504,000 |
| Risk-weighted assets | 231,112,000 | 238,209,000 | 242,105,000 | 308,595,000 |