Call reports 2011
RIVERVIEW BANK — 2011
What RIVERVIEW BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 275,273,000 | 275,267,000 | 288,641,000 | 287,447,000 |
| Total loans | 179,585,000 | 181,156,000 | 190,914,000 | 199,834,000 |
| Allowance for loan losses | 3,083,000 | 3,250,000 | 2,983,000 | 3,423,000 |
| Securities available for sale | 46,757,000 | 45,995,000 | 44,119,000 | 42,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,939,000 | 236,372,000 | 247,115,000 | 246,411,000 |
| Interest-bearing deposits | 215,435,000 | 214,522,000 | 224,853,000 | 223,912,000 |
| Noninterest-bearing deposits | 21,504,000 | 21,850,000 | 22,262,000 | 22,499,000 |
| Equity capital | 25,140,000 | 25,818,000 | 27,974,000 | 27,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,107,000 | 6,201,000 | 9,330,000 | 12,490,000 |
| Interest expense | 926,000 | 1,853,000 | 2,760,000 | 3,657,000 |
| Net interest income | 2,181,000 | 4,348,000 | 6,570,000 | 8,833,000 |
| Noninterest income | 261,000 | 511,000 | 939,000 | 1,308,000 |
| Noninterest expense | 1,845,000 | 3,615,000 | 5,491,000 | 7,619,000 |
| Provision for loan losses | 116,000 | 283,000 | 515,000 | 946,000 |
| Pretax income | 717,000 | 1,197,000 | 1,777,000 | 1,850,000 |
| Income tax | 168,000 | 256,000 | 330,000 | 265,000 |
| Net income | 549,000 | 941,000 | 1,447,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,218,000 | 23,388,000 | 25,170,000 | 24,851,000 |
| Total capital | 25,344,000 | 25,572,000 | 27,417,000 | 27,233,000 |
| Risk-weighted assets | 169,088,000 | 173,692,000 | 179,033,000 | 189,556,000 |