Call reports 2010
RIVERVIEW BANK — 2010
What RIVERVIEW BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 255,482,000 | 260,066,000 | 271,983,000 | 275,285,000 |
| Total loans | 175,927,000 | 180,305,000 | 179,163,000 | 178,359,000 |
| Allowance for loan losses | 2,026,000 | 2,307,000 | 2,884,000 | 2,973,000 |
| Securities available for sale | 50,572,000 | 52,035,000 | 48,835,000 | 48,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,398,000 | 221,416,000 | 233,097,000 | 237,272,000 |
| Interest-bearing deposits | 196,139,000 | 199,258,000 | 213,452,000 | 218,832,000 |
| Noninterest-bearing deposits | 21,259,000 | 22,158,000 | 19,645,000 | 18,440,000 |
| Equity capital | 25,079,000 | 25,562,000 | 25,748,000 | 24,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,175,000 | 9,419,000 | 12,570,000 |
| Interest expense | 1,040,000 | 2,033,000 | 3,061,000 | 4,078,000 |
| Net interest income | 2,016,000 | 4,142,000 | 6,358,000 | 8,492,000 |
| Noninterest income | 346,000 | 632,000 | 1,049,000 | 1,314,000 |
| Noninterest expense | 1,647,000 | 3,290,000 | 4,933,000 | 6,790,000 |
| Provision for loan losses | 0 | 289,000 | 871,000 | 1,506,000 |
| Pretax income | 719,000 | 1,199,000 | 1,607,000 | 1,516,000 |
| Income tax | 169,000 | 259,000 | 324,000 | 229,000 |
| Net income | 550,000 | 940,000 | 1,283,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,865,000 | 23,005,000 | 23,112,000 | 22,896,000 |
| Total capital | 24,891,000 | 25,082,000 | 25,187,000 | 24,984,000 |
| Risk-weighted assets | 164,229,000 | 165,964,000 | 165,161,000 | 166,123,000 |