Call reports 2009
RIVERVIEW BANK — 2009
What RIVERVIEW BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 241,735,000 | 235,876,000 | 247,512,000 | 252,866,000 |
| Total loans | 180,219,000 | 172,024,000 | 174,896,000 | 172,944,000 |
| Allowance for loan losses | 1,710,000 | 1,986,000 | 2,186,000 | 2,560,000 |
| Securities available for sale | 25,223,000 | 23,884,000 | 29,588,000 | 34,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,335,000 | 198,776,000 | 208,771,000 | 214,938,000 |
| Interest-bearing deposits | 163,230,000 | 177,235,000 | 170,036,000 | 195,637,000 |
| Noninterest-bearing deposits | 24,105,000 | 21,541,000 | 38,735,000 | 19,301,000 |
| Equity capital | 24,165,000 | 24,265,000 | 25,122,000 | 24,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,125,000 | 6,151,000 | 9,138,000 | 12,150,000 |
| Interest expense | 1,206,000 | 2,448,000 | 3,669,000 | 4,858,000 |
| Net interest income | 1,919,000 | 3,703,000 | 5,469,000 | 7,292,000 |
| Noninterest income | 360,000 | 710,000 | 969,000 | 1,351,000 |
| Noninterest expense | 1,622,000 | 3,297,000 | 4,841,000 | 6,539,000 |
| Provision for loan losses | 0 | 275,000 | 475,000 | 1,125,000 |
| Pretax income | 657,000 | 1,029,000 | 1,412,000 | 1,266,000 |
| Income tax | 157,000 | 223,000 | 291,000 | 153,000 |
| Net income | 500,000 | 806,000 | 1,121,000 | 1,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,066,000 | 22,369,000 | 22,942,000 | 22,532,000 |
| Total capital | 23,776,000 | 24,346,000 | 24,916,000 | 24,513,000 |
| Risk-weighted assets | 164,422,000 | 159,469,000 | 157,691,000 | 157,936,000 |