Call reports 2002
RIVERVIEW BANK — 2002
What RIVERVIEW BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 88,352,000 | 90,645,000 | 94,142,000 | 98,510,000 |
| Total loans | 52,768,000 | 52,183,000 | 51,786,000 | 51,267,000 |
| Allowance for loan losses | 482,000 | 480,000 | 482,000 | 477,000 |
| Securities available for sale | 27,782,000 | 30,180,000 | 36,196,000 | 37,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,130,000 | 76,985,000 | 79,787,000 | 78,912,000 |
| Interest-bearing deposits | 69,668,000 | 71,698,000 | 74,538,000 | 73,660,000 |
| Noninterest-bearing deposits | 5,462,000 | 5,287,000 | 5,249,000 | 5,252,000 |
| Equity capital | 10,469,000 | 11,010,000 | 11,337,000 | 11,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,789,000 | 4,180,000 | 5,556,000 |
| Interest expense | 684,000 | 1,339,000 | 1,991,000 | 2,614,000 |
| Net interest income | 725,000 | 1,450,000 | 2,189,000 | 2,942,000 |
| Noninterest income | 88,000 | 177,000 | 270,000 | 365,000 |
| Noninterest expense | 445,000 | 848,000 | 1,305,000 | 1,827,000 |
| Provision for loan losses | 3,000 | 6,000 | 8,000 | 8,000 |
| Pretax income | 365,000 | 773,000 | 1,146,000 | 1,479,000 |
| Income tax | 90,000 | 190,000 | 278,000 | 353,000 |
| Net income | 275,000 | 583,000 | 868,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,394,000 | 10,610,000 | 10,798,000 | 10,927,000 |
| Total capital | 10,876,000 | 11,090,000 | 11,280,000 | 11,404,000 |
| Risk-weighted assets | 41,667,000 | 41,403,000 | 41,558,000 | 42,748,000 |