Call reports 2001
RIVERVIEW BANK — 2001
What RIVERVIEW BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 90,718,000 | 87,707,000 | 88,868,000 | 88,945,000 |
| Total loans | 56,164,000 | 55,417,000 | 55,952,000 | 53,721,000 |
| Allowance for loan losses | 478,000 | 480,000 | 476,000 | 479,000 |
| Securities available for sale | 25,271,000 | 24,246,000 | 24,862,000 | 25,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,320,000 | 71,607,000 | 72,438,000 | 75,991,000 |
| Interest-bearing deposits | 67,223,000 | 66,431,000 | 67,627,000 | 70,963,000 |
| Noninterest-bearing deposits | 5,097,000 | 5,176,000 | 4,811,000 | 5,028,000 |
| Equity capital | 10,045,000 | 10,105,000 | 10,413,000 | 10,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,050,000 | 4,508,000 | 5,964,000 |
| Interest expense | 904,000 | 1,779,000 | 2,600,000 | 3,388,000 |
| Net interest income | 644,000 | 1,271,000 | 1,908,000 | 2,576,000 |
| Noninterest income | 73,000 | 158,000 | 239,000 | 328,000 |
| Noninterest expense | 409,000 | 852,000 | 1,273,000 | 1,728,000 |
| Provision for loan losses | 12,000 | 15,000 | 18,000 | 21,000 |
| Pretax income | 304,000 | 570,000 | 864,000 | 1,163,000 |
| Income tax | 68,000 | 124,000 | 195,000 | 263,000 |
| Net income | 236,000 | 446,000 | 669,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,806,000 | 9,885,000 | 10,054,000 | 10,204,000 |
| Total capital | 10,284,000 | 10,365,000 | 10,530,000 | 10,683,000 |
| Risk-weighted assets | 45,329,000 | 44,327,000 | 44,512,000 | 41,861,000 |