Call reports 2020
MAYVILLE SAVINGS BANK — 2020
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 68,975,000 | 69,840,000 | 69,521,000 | 68,943,000 |
| Total loans | 50,581,000 | 48,639,000 | 48,934,000 | 44,699,000 |
| Allowance for loan losses | 431,000 | 465,000 | 499,000 | 533,000 |
| Securities available for sale | 3,240,000 | 2,718,000 | 2,965,000 | 3,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,289,000 | 61,924,000 | 61,501,000 | 60,908,000 |
| Interest-bearing deposits | 52,890,000 | 53,772,000 | 52,713,000 | 51,943,000 |
| Noninterest-bearing deposits | 8,399,000 | 8,151,000 | 8,788,000 | 8,965,000 |
| Equity capital | 7,494,000 | 7,663,000 | 7,775,000 | 7,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,260,000 | 1,850,000 | 2,415,000 |
| Interest expense | 143,000 | 268,000 | 383,000 | 459,000 |
| Net interest income | 507,000 | 992,000 | 1,467,000 | 1,956,000 |
| Noninterest income | 27,000 | 62,000 | 116,000 | 170,000 |
| Noninterest expense | 364,000 | 754,000 | 1,119,000 | 1,524,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 155,000 | 255,000 | 389,000 | 497,000 |
| Income tax | 38,000 | 61,000 | 91,000 | 116,000 |
| Net income | 117,000 | 194,000 | 298,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,450,000 | 7,527,000 | 7,630,000 | 7,714,000 |
| Total capital | 7,881,000 | 7,992,000 | 8,106,000 | 8,165,000 |
| Risk-weighted assets | 37,991,000 | 37,826,000 | 38,029,000 | 35,967,000 |