Call reports 2019
MAYVILLE SAVINGS BANK — 2019
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,185,000 | 67,577,000 | 66,525,000 | 67,254,000 |
| Total loans | 49,885,000 | 51,029,000 | 50,981,000 | 51,194,000 |
| Allowance for loan losses | 355,000 | 374,000 | 393,000 | 411,000 |
| Securities available for sale | 5,046,000 | 4,217,000 | 3,708,000 | 3,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,008,000 | 60,224,000 | 59,038,000 | 59,681,000 |
| Interest-bearing deposits | 49,351,000 | 52,790,000 | 51,992,000 | 52,265,000 |
| Noninterest-bearing deposits | 6,657,000 | 7,434,000 | 7,046,000 | 7,416,000 |
| Equity capital | 6,991,000 | 7,116,000 | 7,264,000 | 7,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,304,000 | 1,978,000 | 2,635,000 |
| Interest expense | 127,000 | 277,000 | 431,000 | 582,000 |
| Net interest income | 505,000 | 1,027,000 | 1,547,000 | 2,053,000 |
| Noninterest income | 27,000 | 53,000 | 75,000 | 107,000 |
| Noninterest expense | 367,000 | 762,000 | 1,111,000 | 1,523,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 150,000 | 288,000 | 466,000 | 577,000 |
| Income tax | 38,000 | 68,000 | 116,000 | 141,000 |
| Net income | 112,000 | 220,000 | 350,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,008,000 | 7,116,000 | 7,246,000 | 7,333,000 |
| Total capital | 7,363,000 | 7,490,000 | 7,639,000 | 7,744,000 |
| Risk-weighted assets | 37,855,000 | 38,755,000 | 37,957,000 | 38,462,000 |