Call reports 2016
MAYVILLE SAVINGS BANK — 2016
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,432,000 | 57,922,000 | 57,860,000 | 61,142,000 |
| Total loans | 44,439,000 | 45,309,000 | 45,917,000 | 45,660,000 |
| Allowance for loan losses | 224,000 | 247,000 | 252,000 | 264,000 |
| Securities available for sale | 5,258,000 | 5,554,000 | 5,479,000 | 6,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,302,000 | 51,687,000 | 51,538,000 | 54,822,000 |
| Interest-bearing deposits | 45,641,000 | 46,942,000 | 47,163,000 | 50,331,000 |
| Noninterest-bearing deposits | 3,661,000 | 4,745,000 | 4,375,000 | 4,491,000 |
| Equity capital | 5,982,000 | 6,048,000 | 6,123,000 | 6,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,124,000 | 1,696,000 | 2,272,000 |
| Interest expense | 82,000 | 166,000 | 251,000 | 337,000 |
| Net interest income | 477,000 | 958,000 | 1,445,000 | 1,935,000 |
| Noninterest income | 16,000 | 36,000 | 33,000 | 50,000 |
| Noninterest expense | 359,000 | 741,000 | 1,098,000 | 1,484,000 |
| Provision for loan losses | 30,000 | 60,000 | 65,000 | 80,000 |
| Pretax income | 104,000 | 193,000 | 315,000 | 421,000 |
| Income tax | 37,000 | 68,000 | 113,000 | 149,000 |
| Net income | 67,000 | 125,000 | 202,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,975,000 | 6,033,000 | 6,110,000 | 6,180,000 |
| Total capital | 6,199,000 | 6,280,000 | 6,362,000 | 6,444,000 |
| Risk-weighted assets | 34,243,000 | 34,863,000 | 34,979,000 | 35,706,000 |